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just text
the money.

digital dollars over WhatsApp.
no downloads. simple chat interface.

ARBITRUM ONE
USDC SETTLEMENT
LATAM-FIRST
2026
The Process

How It Works

Sippy
01

Message Sippy

Open WhatsApp and say hi. No app to download, no bank to visit.

02

Connect or receive USDC

Use your wallet or receive funds directly to your number.

03

Send to anyone

Text an amount and a phone number. They receive digital dollars instantly.

Under the Hood

Built on robust blockchain infrastructure for security and speed.

USDC Native

Transactions settle in USDC, a widely used stablecoin on blockchain. Transparent, audited, and liquid.

AUTO // SETTLESTABLE // USDC

Arbitrum L2 Speed

Fast transaction finality and low fees on Arbitrum.

Non-Custodial

Sippy doesn't custody funds. You control your wallet and your keys.

Natural Language

Text what you need in your own words. Sippy understands how you talk.

>envía 10 a mama
<Listo. 10 USDC enviados a +57 312 *** ****
USE CASES

Built for Everyone

One message to move money. No bank, no app, no borders.

Peer Payments
Freelancer Pay
Splitting Bills
Micro-transactions
Global Payments
Save in Dollars
WHATSAPPUSDCARBITRUMAI AGENT
Q&A

Questions, answered

How does Sippy work?
Open WhatsApp and message Sippy. Verify your number once and you can send or receive USDC dollars by chatting. No app to install.
Is Sippy free?
Yes. No fees to send or receive USDC, and tiny blockchain gas costs are covered automatically when needed. Funding or withdrawal partners (onramp / offramp providers) may have their own costs.
Is my money safe?
You own the wallet. Sippy can only move funds through a spend permission you approve, capped by the daily limit you set. You can revoke that permission anytime in settings. The wallet itself runs on Coinbase wallet infrastructure on Arbitrum.
What if I lose access to my WhatsApp?
Your wallet is also reachable with the email you used during setup. If you lose your phone or your WhatsApp account, you can recover access at sippy.lat/setup using that email. The funds stay yours.
Can I block or mute the Sippy chat?
Yes. Sippy is just a contact in WhatsApp, so you can block, mute, or archive it from WhatsApp itself like any other chat. Your wallet stays active, and you can unblock whenever you want to come back.
Will Sippy ever ask for my password or codes?
Never. Sippy will not ask you for passwords, recovery phrases, or verification codes through chat. If someone messages you claiming to be Sippy support and asks for any of those, it is a scam.
What if someone pretends to be Sippy?
Our only official number is the one shown on sippy.lat. We do not have agents or representatives who message you proactively. If someone does, ignore and block them.
Do I need an app or a bank account?
Neither. Sippy lives inside WhatsApp, nothing to download. And you do not need a bank account: anyone with WhatsApp can send and receive USDC.
GET STARTED

Get Started

Open WhatsApp, say hi, and start moving money in seconds.

Start on WhatsApp

non-custodial · you control your funds